Seek to Find · 501(c)(3)

For career women raising children

A home of her own changes everything.

You earnestly desire a home — and it's our desire that you find it.

We help women open the doors to a new life through homeownership — connecting them to every down payment assistance program they qualify for, with education, credit counseling, and grants of our own.

Applying is always free. Every woman who qualifies leaves with a path to assistance.

A little help goes a long way.
If you've been doing everything right

Renting forever was never the plan.

She works. She provides. She shows up for her children every single day. Yet the down payment stays just out of reach — while rent climbs and every payment builds equity for someone else.

The system was not built to give her a head start. It rewards the families who already had one. For a career woman a few years into her salary, the wall between renting and owning can feel impossibly tall.

We are here to help her over it. We are here to build homeowners.

What you'll gain

More than money toward a house.

Seek to Find helps a woman find the assistance she qualifies for — and adds our own — so she can buy and keep her first home.

Access to down payment assistance from every program she qualifies for — local, state, and national

Our own 3% forgivable grant, launched with Building Christian Fellowship of Suisun

A four-week homebuyer course that makes ownership stick

One-on-one credit counseling to strengthen her position

A personalized plan with every program stacked in her favor

The confidence to make an offer and protect herself at closing

Credit · Income · Money

Overcoming the barriers to homeownership in our community.

For the women we serve, three barriers stand between renting and owning. Seek to Find is built to help her overcome each one.

C

Credit

Insufficient or bruised credit keeps her from qualifying for a loan.

How we help: We help her rebuild and reestablish her credit and strengthen her position for approval.

I

Income

Income that hasn't kept pace with the rising cost of a home.

How we help: We teach women how to grow their income — including through entrepreneurship — so ownership moves within reach.

M

Money

Not enough saved to cover the down payment and the cost of closing.

How we help: We build a plan for the purchase and provide down payment assistance to close the gap.

What makes this different

Most help gives one piece. We bring three.

A single grant runs out. Education alone doesn't pay the down payment. We unite assistance, education, and counseling so the help actually lasts.

01

The Assistance

We connect her to every down payment program she qualifies for — WISH, CalHFA, bank grants — and add our own forgivable grant on top.

02

The Education

A four-week homebuyer course covering money, credit, down payment assistance, and the buying process from offer to keys.

03

The Counseling

Personal credit counseling to lift her score, strengthen her position, and ready her for approval.

Because real change happens when the right help becomes a home, and a home becomes a foundation.

Our own grant · with Building Christian Fellowship

Three percent that becomes a foundation.

Our first grant — a 3% forgivable down payment grant funded in partnership with Building Christian Fellowship of Suisun, California. It's one of the ways we help, structured to reward staying: the longer she's home, the more of it is hers — until it's all hers.

Forgiveness, year by year

20% dissolves each year — 100% forgiven at year five
20%
Year 1
40%
Year 2
60%
Year 3
80%
Year 4
100%
Year 5

After five years the grant is gone — and the home is fully hers.

The journey

Four weeks. One foundation.

Every woman we help completes the course and credit counseling first — so the home she buys is one she keeps.

Week One

Readiness & Money

Get honest about where you stand and build the runway to buy.

  • The true cost of owning a home
  • Building savings and a cushion for surprises
  • A budget that actually moves you toward a down payment
Week Two

Credit & Financing

Understand the numbers lenders look at — and improve them.

  • How credit scores work and how to raise yours
  • Debt-to-income, and the room you actually have
  • Loan types and getting pre-approved with confidence
Week Three

Down Payment Assistance

Learn every program that can help — and how to stack them.

  • Down payment assistance programs and who qualifies
  • How our forgivable grant works and how to stack help
  • Income limits and what to expect step by step
Week Four

Buying & Protecting It

Walk into the purchase ready — and stay protected after.

  • Making an offer, inspections, and closing
  • Your fair-housing rights and avoiding predatory deals
  • Keeping the home — and the grant forgiveness — for the long run
Carla Burris Ward · Founder
The visionary

Founder · Seek to Find

Built by a woman who knows how far the climb is — because she made it herself.

Carla Burris Ward worked for twenty years before she could afford a home of her own. She knows firsthand how hard it is to build a life in the Bay Area — to work, to raise children, and to reach for homeownership while doing it alone. That climb, and everything it taught her, is why Seek to Find exists.

She founded Seek to Find to reach into her own community and walk beside the women on that same road: to break the cycle that keeps them renting, open the door to homeownership, and help them build generational wealth their children will inherit. It's the head start she wishes someone had handed her.

The name is a promise. Every woman who comes to Seek to Find is earnestly seeking — to own real estate, to change the course of her life. And Seek to Find is where she finds it.

She built it on one belief: the women raising the next generation deserve to own the ground their children grow up on.

Why now

The door to ownership is closing faster than ever.

Rents keep climbing. Home prices keep climbing. And the gap between renting and owning has never been wider for the women who need a home the most.

Every year a family rents is another year of payments building someone else's wealth. The choices made today decide which families own a piece of tomorrow — and which keep getting priced out of it.

Waiting isn't neutral. Waiting is how the gap grows.

What stands in her way

Down payments that outpace what she can save
Rent that rises faster than her raises
Credit history bruised by doing it all alone
No family wealth to borrow a head start from
A market that assumes two incomes
And the cost of waiting keeps rising
The next generation is watching

Her children learn what's possible from her.

When a mother owns her home, her children grow up believing ownership is for people like them. They carry that belief into their own lives — into school, into work, into the homes they will one day own.

A home becomes the first inheritance her family has ever had to pass down. That's not just her future changing. It's theirs.

The question isn't whether something gets passed down. It's what.

The promise in our name

"Ask and it will be given to you; seek and you will find; knock and the door will be opened to you."

Matthew 7:7

Who this is for

For the woman ready to own her future.

If this sounds like you, you're exactly who Seek to Find was built for.

Career women raising children Ages 30–45 Earning a salary A real record of working First-time buyers Ready to own

Applying is always free. The women we serve are never charged a thing.

Ways to give

Choose how you'll build a homeowner.

Every gift funds Seek to Find directly — down payment grants, homebuyer education, and credit counseling. Pick the level that's right for you.

Friend
Fuel the mission, month by month
$50 / month
  • Supports homebuyer education
  • Funds credit counseling sessions
  • Quarterly impact updates
  • Tax-deductible giving
Become a Friend
Most impact
Sponsor a Home
Put a family in their first home
$2,500 one-time
  • Funds a forgivable grant for one family
  • Covers her full education & counseling
  • Named sponsorship of a homebuyer
  • Invitation to her closing celebration
  • Full impact report on her journey
Sponsor a Home
Founding Partner
Banks, CRA & major funders
Let's talk
  • Community Reinvestment Act credit
  • Fund a cohort of homebuyers
  • Partner recognition across the program
  • Custom reporting for your assessment area
  • A lasting stake in the community
Start a conversation

Note: These are giving levels for donors, sponsors, and banks. The women we serve never pay to apply or participate — your generosity is what keeps it free for them.

Questions

Frequently asked

Who qualifies for assistance?

Seek to Find serves career women raising children who are working toward buying their first home. Exact eligibility — including income and readiness — is confirmed with you during the application and the four-week course, so the best first step is simply to apply. If it's not the right fit yet, we'll still point you toward assistance you can use.

Does it cost anything to apply?

No. Applying and participating are always free for the women we serve. The grant, the four-week course, and the credit counseling are funded by our donors, sponsors, and partner banks.

Do you only offer your own grant?

No. Our main job is helping you find and stack every down payment assistance program you qualify for — local, state, and national — and we add our own forgivable grant where funding allows. Even if our grant is spoken for, you'll leave with a path to assistance.

How does the forgivable grant work?

Our 3% forgivable grant — launched in partnership with Building Christian Fellowship of Suisun — is forgiven 20% for every year you live in the home. After five years it's 100% forgiven, so you never repay it as long as you stay.

What is the homebuyer course?

A four-week program covering money and readiness, credit and financing, how the grant works, and the buying process from offer to closing. It's required before a grant is funded, so you're ready to buy and to keep your home.

I'm a bank or funder. How do we partner?

Banks can fund Seek to Find directly and earn Community Reinvestment Act credit while helping low- and moderate-income families in their assessment area. Reach out through the Founding Partner option and we'll build a fit together.

Is Seek to Find a registered nonprofit?

Yes. Seek to Find is recognized as tax-exempt under Section 501(c)(3) of the Internal Revenue Code. Contributions may be tax-deductible to the extent allowed by law.

Start here

Apply for assistance.

Tell us a little about you and where you want to go. It takes about a minute — and it's completely free.

A note on funding: Our grant funding is limited, and interest may be greater than what we can award directly. Every woman who applies receives guidance toward down payment assistance — through Seek to Find or another program she qualifies for. No one leaves without a next step.

1

Share your interest

The short form here — about a minute.

2

Complete the four-week course

Readiness, credit, the grant, and the buying process.

3

Get matched & supported

We help you toward the grant, or the assistance you qualify for.

Applying is always free. Submitting this form is not a guarantee of assistance.

Her future is built by the choices made today

A home of her own is too important to leave to chance.

Whether you're ready to apply or ready to give, your next step builds a homeowner — and the generation behind her.

Empowering Career Women. Building Futures. Changing Generations.